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Showing posts with the label budgeting

Why I'm not keeping up with the Kardashians!!!!!

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The Kardashians are a glamorized, highly publicized, and an idealistic version of the modern day 'Jonses'. Ok minsus, sex changes, alcoholism and big butts. Why do we as Americans watch this show anyway? I have watched this show a few times, I have a weakness for reality T.V. what can I say? For me the reason why I watch this show is just for the simple fact that these people have problems too. Just because they have millions of dollars doesn't buy them a free ticket to a problem free existence and that makes me in some small way feel better about my life, wow did I really just admit that!? Some of what they go through feels very staged but in a way they are just a typical family underneath it all. While we might be able to relate to them in some ways, we all can't live that lifestyle. We have what I like to refer to as 'iwantitis' we want what everyone else has. The latest iPhone, the bigger house, the more impressive car, the latest tech gad...

DIY Orange Julius only .75 a serving!

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Time to break out the blender! After the holidays everyone is on a new health kick. Well, I'm starting it early!!! No time like the present right? Or is that it's always a good time to get presents! Or is that to always be present. lol Just kidding! During the holidays there are so many treats. Home made cookies and fudge and pies galore. I have always had a bit of a sweet tooth so I love donuts, pies and candy! Yep, I'm like a kid at a candy store, actually I go crazy in candy stores, I want to buy everything! So the point I'm getting at (believe me I have a point) is that I need to start eating healthier. I was diagnosed with a condition called fibromyalgia which is an arthritis type of condition that causes a lot of pain and discomfort. So I'm looking into more natural ways of treating this very common condition and I've started taking vitamins and supplements, as well as trying to eat healthier, duh right?! I'm going to be turning 38 this year ...

Cut your monthly budget in half!

Ok, lets talk budgets. Yeah, there are more exciting things to talk about but let's get this out of the way to make way for some more exciting topics. As a newly single parent I am faced with a whole new set of financial challenges. Before the divorce my husband and I weren't rich my any means. We were the typical american family.  Well, maybe not totally typical. I stayed at home and earned money at home (this was our extra money) while he worked a  full time sales job to pay the bills. We did ok (more on this later on ways to make money at home), but we never felt comfortable. Let's just say there were no Hawaiian vacations...maybe one to Louisville Kentucky, lol,  but we really were just staying afloat. Now as a single parent, there are even more challenges financially so I had to give my finances a kick in the pants, and myself. Lol Here's what I had to do to cut my budget in half..... Determine what is your main expense? For most of us it's housing. This i...

Creative Way To Save (trick yourself into saving)

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Is one of your new years resolutions to save more?  If it is, here are some creative ways to save for a rainy day, that vacation your dreaming about, your next big purchase. $ Get a water bottle! No, not that kind. A 5 gallon water cooler bottle. If you don't have access to one you could ask someone who has a water cooler, get one at work ( ask first), or purchase one at the a store like Winco, for example. At the end of everyday dump in all of your loose change. This is like a savings account, but its a way to trick yourself into saving. When the bottle is full take it to your bank and cash out. Even if you just put all pennies in the bottle you would have upwards of $300 when the bottle is full. If you put in all your change you would have a pretty substanial amount of money to work with (2000- &3000 )...more than enough for a nice getaway, new furniture, to pay off debt or whatever you are saving for...( mine is half full as I'm writing this)

Frugal Lessons from The Frugal Find

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Lesson 3: Dumping Debt By Doing it Yourself Monday, March 12, 2012 A 12-Month Series by Guest Blogger Julia Wessels, from  The Frugal Find One of the #1 ways to save money is to become  debt-free . I know that isn't a common way of thinking for most Americans, but I believe it's 100% doable. I'm speaking mainly of consumer debt, student loans, car loans, etc. I understand that in most areas of the country dropping a few hundred thousand dollars to buy a house outright isn't feasible. If, however, you'd like to pay down debt, you may want to follow my new series over on  The Frugal Find  called  Debt Free in 52 . Here are just a few tips that will help you to dump debt this year... Can it be MADE from scratch for less? Paying retail is already out of the question for those of you who are dumping debt, but even with coupons there are some household necessities that can be made cheaper from basic ingredients. I wanted to revisit the various posts w...